The Most Affordable Auto Insurance in Arizona for March 2024
Are you seeking for the most cost-effective car insurance in Arizona?
With an average annual rate of $775 for full coverage, Noblr is the cheapest
car insurance provider in Arizona, according to the latest NerdWallet data. The
average cost of full coverage auto insurance in Arizona is $2,360 per year, or
about $197 per month.
1. What Makes Noblr the Cheapest Provider in Arizona
Noblr, an
insurance provider, offers the cheapest rates in Arizona at $274 per year, on
average, for minimum coverage car insurance for a 35-year-old driver with a
clean driving record. This is significantly lower than the average minimum
coverage in Arizona, which stands at $744 per year.
2. Affordable Car Insurance for Different Age Groups
The best way to find cheap car insurance is to compare rates from multiple insurers. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road.
3. Cheapest Auto Insurance for Military Families
If you're an active member of the military, a veteran, or have an immediate family member who is, chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.
4. The Minimum Required Auto Insurance in Arizona
Arizona
drivers must carry liability insurance, which pays out if you’re at fault in a
crash to help cover others’ property damage and injury treatment. The minimum
liability limits you must select to drive legally in Arizona are:
$25,000
bodily injury liability per person.
$50,000
bodily injury liability per accident.
$15,000
property damage liability per accident.
5. Alternative Auto Insurance Options in Arizona
High-risk drivers who are denied coverage through the open market can seek car insurance through the Arizona Automobile Insurance Plan.
6. How We Selected the Cheapest Companies in Arizona
NerdWallet’s editorial team analyzed car insurance rates from 22 auto insurers in Arizona and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L.
7. Cheapest Auto Insurance for 20-year-olds
Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.
8. Cheapest Auto Insurance for 30-year-olds
By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s.
9. Cheapest Auto Insurance for 40-year-olds
Drivers in
their 40s tend to have better insurance rates than their younger counterparts
on average, but still pay more than older age groups.
10. Cheapest Auto Insurance for 50-year-olds
Drivers in
their 50s have cheaper car insurance rates than most other age groups on
average. Prices will continue to drop as they inch toward their 60s and gain
more driving experience.
11. Cheapest Auto Insurance for 60-year-olds
Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older.
12. Cheapest Auto Insurance for 70-year-olds
Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors.
Before
making a final decision, it's critical to compare quotes from a variety of
insurance providers. Though Noblr offers the cheapest rates on average, the
best insurance provider for you might depend on various factors, including your
age, driving history, and specific insurance needs.