The Most Affordable Auto Insurance in Arizona for March 2024

Are you seeking for the most cost-effective car insurance in Arizona? With an average annual rate of $775 for full coverage, Noblr is the cheapest car insurance provider in Arizona, according to the latest NerdWallet data. The average cost of full coverage auto insurance in Arizona is $2,360 per year, or about $197 per month.

1. What Makes Noblr the Cheapest Provider in Arizona

Noblr, an insurance provider, offers the cheapest rates in Arizona at $274 per year, on average, for minimum coverage car insurance for a 35-year-old driver with a clean driving record. This is significantly lower than the average minimum coverage in Arizona, which stands at $744 per year.

2. Affordable Car Insurance for Different Age Groups

The best way to find cheap car insurance is to compare rates from multiple insurers. Prices can be sky-high for younger 20-somethings, but tend to come down as drivers get more experience on the road.

3. Cheapest Auto Insurance for Military Families

If you're an active member of the military, a veteran, or have an immediate family member who is, chances are you'll get a relatively cheap rate with USAA, a company that isn't available to the general public.

4. The Minimum Required Auto Insurance in Arizona

Arizona drivers must carry liability insurance, which pays out if you’re at fault in a crash to help cover others’ property damage and injury treatment. The minimum liability limits you must select to drive legally in Arizona are:

$25,000 bodily injury liability per person.

$50,000 bodily injury liability per accident.

$15,000 property damage liability per accident.

5. Alternative Auto Insurance Options in Arizona

High-risk drivers who are denied coverage through the open market can seek car insurance through the Arizona Automobile Insurance Plan.

6. How We Selected the Cheapest Companies in Arizona

NerdWallet’s editorial team analyzed car insurance rates from 22 auto insurers in Arizona and listed the five cheapest options for drivers in several age brackets and with different histories, all driving a 2020 Toyota Camry L.

7. Cheapest Auto Insurance for 20-year-olds

Drivers in their 20s may have to get a lot of quotes to find the best cheap car insurance. Some companies routinely have better insurance rates for young drivers, so it's best to shop around to find them.

8. Cheapest Auto Insurance for 30-year-olds

 

By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than in their teens and 20s.

9. Cheapest Auto Insurance for 40-year-olds

 

Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but still pay more than older age groups.

 

10. Cheapest Auto Insurance for 50-year-olds

Drivers in their 50s have cheaper car insurance rates than most other age groups on average. Prices will continue to drop as they inch toward their 60s and gain more driving experience.

 

11. Cheapest Auto Insurance for 60-year-olds

Although 60-year-olds have cheaper car insurance rates than many other age groups on average, prices will start increasing as they get older.

 

12. Cheapest Auto Insurance for 70-year-olds

Car insurance costs may start to rise for 70-year-old drivers. To find the cheapest possible coverage, shop around and compare quotes from multiple companies. Also, look for insurers that offer discounts for seniors.

Before making a final decision, it's critical to compare quotes from a variety of insurance providers. Though Noblr offers the cheapest rates on average, the best insurance provider for you might depend on various factors, including your age, driving history, and specific insurance needs.